Your Deobank.
Your Wealth.
Your Way.
"That's true financial independence. It's not having wealth; it's having the power to produce wealth."
— Stephen R. Covey, The 7 Habits of Highly Effective People, 1989
A regulated financial service using blockchain as its core accounting layer. Unlike traditional banks that extract value, Deone rewards your everyday activity with real wealth.
Total Balance
€12,458.50
Banking
Rewards
Credit
Mining Power
1,245 MP
Today's Earnings
+2.45 WFI
Your bank works for them.
Not you.
Hidden Fees
FX, transfers, maintenance. $1.2T extracted annually¹
Frozen Accounts
Your money, their rules. Unilateral freezes without warning
No Transparency
Opaque ledgers hide where your money really goes
Credit Exclusion
1.4 billion adults locked out of basic credit²
What if your bank actually worked for YOU?
¹ McKinsey Global Banking Annual Review 2025, ² World Bank Global Findex 2021
Meet Deone.
The world's first Deobank.
A regulated financial service using blockchain as its core accounting layer. Unlike neobanks that are just pretty interfaces on old systems, Deone IS the bank—onchain, transparent, built for you.
Onchain Banking
Every transaction on a public, immutable ledger. Nothing hidden.
Smart Custody
You own your assets. We can't move them without you.
Activity Rewards
Every purchase builds Mining Power. Your daily life creates value.
Decentralized Credit
Access based on your behavior, not your zip code.
Three accounts. One app.
Total freedom.
Deone is your Complete Personal Financial Center. No more juggling apps. No more converting between fiat and crypto. Everything works together in one place—banking, wealth building, and credit—all integrated seamlessly.
Onchain Banking Account
Hold and spend fiat + crypto seamlessly
One balance, two worlds. Receive in fiat, spend via crypto rails (or vice versa). Zero conversion friction.
Rewards Account
Mine $WFI, farm Energy, collect rewards
Your activity generates real wealth. Every transaction, referral, and subscription builds your Mining Power.
Credit Account
Instant liquidity via AI scoring
Access credit without the paperwork nightmare. Your Loyalty Coefficient grows with usage, unlocking higher limits.
Don't trust us.
Trust the math.
You own your assets. Period.
Ownership Model
Every transaction onchain & verifiable
Transparency
MPC distributed custody
Security
We cannot freeze or move your funds
Control
| Traditional | Exchange | Deone | |
|---|---|---|---|
| Ownership | Bank liability | Exchange liability | You own it |
| Freeze Risk | Yes | Yes | Impossible without you |
| Visibility | Opaque | Internal only | Fully onchain |
Real people.
Real freedom.
"I receive $5,000 from clients in Brazil, send half to my landlord via bank transfer, half to my sister via blockchain—all from the same balance. Same money. Two rails. Zero conversion."
Sarah
Freelance Designer, Portugal
"I travel between Berlin, Paris, and New York. My Global OBA lets me spend without thinking about exchange rates. My money just works—wherever I am."
Marcus
Digital Nomad
"No credit history, no problem. Through consistent usage, I built a €2,000 credit line in 6 months—my first ever. Based on my behavior, not my past."
Ana
Gig Worker, Brazil
The future of banking is here.
And it's yours.
Observer
- Keep paying fees
- Trust opaque systems
- Accept unilateral control
Participant
- Own your future
- Earn from your activity
- Bank on your terms